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Create My Customized Insurance Profile

Your financial needs are different from anyone else's, so shouldn't your Long-term Disability, Short-term Disability, Life and Accidental Death and Dismemberment coverage reflect that?

The calculator1 will ask you several questions about you and your financial protection needs, and gives you an in-depth report on coverage options2, average costs and details on insurance based on your answers. It should take you only about 3 to 5 minutes to answer.

The information you enter into the calculator is not stored or shared in any way.

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Step One: Your Information
Step Two: How Much Insurance Do You Have?
Step Three: Your Income and Expenses?

Next, we'll answer some questions about how your household spends.


(Just an estimate: Routine expenses, like mortgage/rent, auto maintenance/gas, food,utilities, education, health/auto/homeowners insurance, fun, etc.)

(Do your income and savings meet your monthly needs?)

(Do you expect to have big expenses beyond your regular monthly costs?)

Step Four: Your Savings & Financial Goals

In this final step, we'll take a look at what you're currently saving, and where you want to be financially.

(Just an estimate: Bank accounts, 401(k), other retirement savings, Mutual Funds, college funds, etc.)

(How much do you expect your monthly pay and your savings to increase?)

(When you think about 10 or 20 years from now, or about your retirement, what do you want to see?)

The results in this calculator are for your information only and are not recommendations or promises/offers. The Hartford does not represent itself as giving individual advice on legal, tax, insurance benefits or any other advice through this website. Your individual needs may be different and you may wish to consult a qualified financial advisor for a detailed analysis of your financial needs.