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Income Protection for Long-term Disabilities1

You want to protect your loved ones. Today and tomorrow, come what may. So you're not one to be shortsighted when it comes to ensuring their standard of living. But have you thought long about this: what if you suffer a non-work related illness or injury that keeps you out of work for months or more? Could the day come when you'd have to tap savings, retirement or borrow money from family and friends? The fact is, nearly 50 percent of personal bankruptcies are the result of unexpected illness and medical bills.2

Long-term Disability: Help protect your family from a financial shortfall.

Take heart: the roof you sleep under, the car you drive, the lifestyle you've built, may be protected – if you protect your income – and Long-term Disability insurance can help you do that.

Protecting your income: being out months or more need not hurt your family for a lifetime.

If you are hurt or fall ill and can't work for an extended period, Long-term Disability Insurance pays you a portion of your lost earnings. It kicks in when you're laid up - so you can pay your monthly bills, such as your mortgage or rent, not to mention everyday expenses like groceries or child care. You can focus on your health, knowing your finances are well taken care of.

1 The Hartford offers a wide variety of financial protection products geared to maintain your or your family's financial health should you experience a disabling illness, injury, or death. The product described here may or may not be offered by your employer.

2 "Harvard University Research," Professor Elizabeth Warren, Washington Post, Feb. 9, 2005.

The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries including issuing companies Hartford Life Insurance Company and Hartford Life and Accident Insurance Company. Home Office is Hartford, CT.

Long-term Disability

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